Decorating your space is one of the most exciting parts of making a home feel like your own—but it can also add up fast. Whether you’re investing in new furniture, adding seasonal accents, or refreshing a tired room, you can earn money back on those purchases by using cashback apps that reward you for spending smarter. These platforms make it possible to redecorate and still keep your budget intact.
Fluz
Fluz allows you to earn instant cashback when you buy and spend digital gift cards at checkout—no planning needed. You can purchase a gift card for the exact amount due, then use it online or in-store. That makes it perfect for redecorating runs or last-minute upgrades.
Home decor lovers can shop discounted Home Depot gift cards for lighting, fixtures, and tools or earn cashback with a Target gift card for throw blankets, rugs, and accessories. Other supported retailers include Lowe’s, Wayfair, and Overstock, so you’re covered no matter your style.
Rakuten
Rakuten offers a percentage of your total purchase back when you shop through its portal or browser extension. It works with retailers like Wayfair, Overstock, Kirkland’s, and Bloomingdale’s, with rates that frequently change depending on the season. It’s especially useful for high-cost furniture purchases where 5–10% cashback can make a noticeable difference. Rakuten also tracks your earnings over time and provides quarterly payouts.
Ibotta
Ibotta is best known for groceries, but the platform has quietly expanded into home and lifestyle categories. Through its mobile app and browser extension, you can earn cashback on purchases from Walmart, Lowe’s, Sam’s Club, and other popular home retailers. Ibotta also offers bonus cash incentives when you complete challenges like making multiple purchases or shopping during a promotional window.
MyPoints
MyPoints rewards you with points when you shop through its portal, take surveys, or even watch videos. Points can be redeemed for gift cards to retailers like Target, Amazon, and Home Depot. It’s a great option for smaller purchases or for those who want to passively earn while decorating room-by-room.
TopCashback
TopCashback frequently offers some of the highest cashback percentages on the market. Its partner retailers include Ashley Furniture, Overstock, Home Depot, and many niche decor shops. The app pays real cash, not just points, and doesn’t require a minimum payout threshold—making it a favorite among frequent redecorators.
Capital One Shopping
While known for its price comparison and coupon functions, Capital One Shopping also offers shopping credits on eligible purchases. These credits can be redeemed for gift cards, which can then be used at home decor retailers like Amazon, Target, and Overstock. It’s not a pure cashback platform, but it still offers solid savings when shopping online for décor or essentials.
Tips to Maximize Your Cashback
Use multiple apps to compare which one offers the best rate before you check out. Pair cashback offers with loyalty program rewards, store credit cards, or seasonal promotions for maximum benefit. Use Fluz to pay with a digital gift card and stack rewards on top of existing offers. Always shop during major home sales like Memorial Day, Black Friday, or back-to-school promotions when cashback rates and store discounts are highest.
